Which of the following expenses is not an essential one?
0%
Rental payments or mortgage for your home
0%
Gym membership payments
0%
Utility bills (gas / water / electricity etc.)
0%
Maintenance for your car (petrol / tax / repairs)
Q.2.
Which of these is a benefit of saving some of your income regularly?
0%
You will have money to cover the cost of any emergencies
0%
It helps to prepare for your retirement
0%
It helps you to get a mortgage
0%
All of the above
Q.3.
Which of the following is not a source of income?
0%
Wages
0%
Interest on loan
0%
Benefits
100%
Interest on savings
Q.4.
To work out a budget, you need to add up all your income and then remove what?
0%
Your savings
0%
Your tax
0%
Your bills
0%
Your expenses
Q.5.
Debt is bad and saving is good. If you owe money which of these is the best option?
0%
Take out a loan so that you can pay off your debt
0%
Pay off the debt first then start saving
0%
Start saving so that you can pay off the debt
0%
All of the above
Q.6.
Before calculating a budget for yourself, you should gather bank statements, wage slips and bills from the last…
0%
Few days
0%
Few weeks
0%
Few months
0%
Few years
Q.7.
If we need a loan then we have to pay back more than we borrow. A loan of £10,000 over five years would typically cost us how much extra money?
0%
About £500
0%
About £1,000
0%
About £2,000
0%
About £5,000
Q.8.
If your essential monthly expenditure is £800, what will your disposable income be if your monthly hours, paid at £10.50 an hour, drop from 120 to 80?
0%
£40
0%
£120
0%
£240
0%
£460
Q.9.
After you have made a budget, how often should you revisit and if necessary update it?
0%
It depends
0%
Every week
0%
Every month
0%
Every year
Q.10.
Janine has £300 income per week. Her rent is £150, her bills £50, her food costs £70 and her weekly night out costs £Which of these needs to be cut back?
0%
Her night out
0%
Her food
0%
Her rent
0%
Her bills
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